Credit Analyst
PT Flin Consultancy Indonesia
- Makati, PhilippinesLKG Tower, 6801, Ayala Ave, Bel-Air, Makati, Metro Manila, PhilippinesMakatiMetro ManilaPhilippinesPhilippines
- Full timeFULL_TIME
Posted 19 hours ago and deadline of application is on 8 Jul
Recruiter was hiring a day ago
2026-06-11T03:47:08.709466+00:002026-07-08T17:00:00+00:00Job Description
- Credit Assessment & Risk Management
- Analyze credit bureau reports, bank statements, and KYC documents to evaluate applicants' creditworthiness, financial health, and compliance with regulatory standards.
- Conduct in-depth financial analysis and risk assessments for loan applications.
- Evaluate loan applications and make informed credit decisions within the company's risk appetite.
- Identify potential risks and recommend mitigation strategies to minimize defaults.
- Loan Settlement
- Before initiating settlement, assess the borrower's repayment capacity to ensure the total settlement amount is feasible
- Handle settlements for all current obligations of the borrower
- Obtain proof of all settlements from the customer to confirm successful loan closures.
- Assist customers in setting up standing order/direct debit for smooth repayment of consolidated loans.
- Work with internal credit risk and legal teams to ensure faster disbursement of the refinanced loan
- Ensure compliance with regulatory guidelines and company credit policies
- Customer Assistance & Support:
- Guide borrowers through the loan settlement process, explaining terms and obligations
- Address borrower concerns, resolve disputes, and provide financial counseling where necessary
- Ensure borrowers understand the impact of settlements on their credit profile
- Data Analysis and Reporting:
- Track and analyze performance, default trends and prepare regular reports on settlements outcomes
- Use Excel and CRM tools to manage and analyze large datasets on risk assessment and loan settlements
- Provide data-driven insights to improve credit analysis and mediation strategies leading to improved success rates
- Cross-Functional Collaboration:
- Coordinate with credit risk, customer service and legal teams to optimize risk assessment and mediation strategies
- Work closely with external lenders and financial institutions to ensure smooth loan closure
- Communicate settlement terms and progress effectively with all stakeholders
Minimum Qualifications
- Education: Minimum Bachelor's degree in related fields.
- Minimum 2 years of experience in Credit Analysis.
- Proficient in Tagalog (Mandatory) and English.
- Strong problem-solving and decision-making abilities.
- Proficiency in MS Office Suite, (particularly Excel), CRM tools, and financial analysis software.
- Ability to commute/relocate:
- Makati: Reliably commute or planning to relocate before starting work (Preferred)
Jobs Summary
- Job Level
- Associate / Supervisor
- Job Category
- Accounting and Finance
- Educational Requirement
- Bachelor's degree graduate
- Office Address
- Ayala Ave 6801, 1227 Makati, Philippines
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About PT Flin Consultancy Indonesia
FLIN is a financial technology and advisory firm specializing in distressed consumer credit and subprime segments across Asia-Pacific.
FLIN delivers structured solutions to salaried employees (B2C) focused on: Debt Restructuring, Loan Consolidation, Refinancing Programs and Mediation and Negotiation Advisory
We are a profitable company with a group AUM of USD 400Mn+ as on FYE Mar 2026, backed by strategic investors from the US and India who manage diversified multi-million-dollar portfolios across finance, tech, and energy.
Our mission is to simplify financial health for everyday consumers (salaried employees) through innovation, empathy, and execution.