AML Operation  

• Propose revision of policy and SOPs to AML Compliance Department if there is a change in local laws, foreign practices (ie. Singapore and Hong Kong), and best practice (ie. Financial Action Task Force, Association of Certified Anti-Money Laundering Specialists, and International Compliance Association);
• Cooperate with Population Database (Dukcapil), Tax Authority (DJP), Face Recognition App (biometric verification), Thomson Reuters' World-Check, Dow Jones Risk Database, Accuity and LexisNexis WorldCompliance for customer screening;
• Perform name screening, Know Your Customer (KYC), or Know Your Business (KYB) in customer due diligence (CDD), enhanced due diligence (EDD), and Merchant On-Boarding for natural person (individual), legal person (institutional), and legal arrangement (trust, fiduciary, etc);
• Propose rejection of high-risk customers, politically exposed persons (PEP), nominees, and beneficial owners (de-risking);
• Assess risks arising from customers, occupations, geographies, products, delivery channels, and transactions to create Customer Risk Rating (CRR);
• Make institutional risk assessment (IRA) in accordance with Financial Intelligence Unit's National Risk Assessment (NRA) and Central Bank’s Sectoral Risk Assessment (SRA);
• Propose detection scenarios / parameters for transaction monitoring system (TMS);
• Perform alert investigation (Level 1) and case investigation (Level 2) with publicly available information, search engine, and various social media;
• Freeze allegedly fake accounts, suspects (predicate crimes or terrorism), and convicts and report to Indonesia’s Anti-Corruption Agency (KPK), Financial Intelligence Unit (PPATK), Central Bank (BI), and Police’s Elite Force (DENSUS 88);
• Reply requests from KPK, PPATK, BI, and DENSUS 88;
• Prepare Suspicious Transaction Report (STR) and Suspicious Activity Report (SAR) to be submitted to GRIPS (Gathering Reports & Information Processing System);
• Cooperate with law enforcement agencies, Indonesia Corruption Watch (ICW), Transparency International (TI), and Bung Hatta Anti-Corruption Award (BHACA) to perfect SIPESAT (Sistem Informasi Pengguna Jasa Terpadu), SLIK (Sistem Layanan Informasi Keuangan), SID (Sistem Informasi Debitur), AKASIA (Aplikasi Usulan Buka Rahasia Bank), AKRAB (Aplikasi Buka Rahasia Bank), and SiPINA (Sistem Penyampaian Informasi Nasabah Asing);
• Update customer profile (periodic update and triggered update / triggering event); and
• Perform Pre-Employee Screening (Background Check) and Know Your Employee (KYE).

DANA Indonesia is a Financial Technology (FinTech) company that aims to bring in inclusive financial services to Indonesia. With the mission of "bring the world equal opportunities", DANA is dedicated to creating a financial services platform through technology innovations.

Main Requirements:

• Good integrity
• Bachelor’s degree with major in Law, Criminology, Accounting, Business Administration, Management, Finance, Journalism, Public Administration, or similar from a reputable university;
• Experience in a financial crime compliance consulting firm, forensic audit firm, fraud audit firm, investigative audit firm, corporate investigation firm, financial institution, money or value transfer service (MVTS) provider, wire transfer provider, fund transfer provider, payment service provider, financial technology, e-Commerce, or anti-corruption NGO / NPO;
• Having involved in the financial investigation, trade surveillance, social engineering, litigation support, expert witness service, dispute service, FCPA, UKBA, Robotic Process Automation (RPA), or network analysis;
• Certified Anti-Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), ISO 37001, other anti-money laundering qualifications preferred;
• Strong attention to detail;
• Advanced analytical intelligence to prevent, detect, and correct money laundering, terrorist financing, sanction violation, bribery, corruption, financial crime, and other economic crimes;
• Fluency in English, both verbal and written;
• Microsoft Office literate (Excel, Word, Visio, PowerPoint);
• Adaptability in a fast-paced and dynamic working environment.

Additional Requirements:

• Understand Financial Action Task Force's 40 Recommendations (FATF Forty Recommendations) and FATF Risk-Based Approach (RBA) Guidance;
• Understand AML regulation (UU No. 8 Year 2010), CFT / CTF regulation (UU No. 9 Year 2013), Financial Intelligence Unit's requirement (PPATK), and Central Bank's requirement (PBI No. 19/10/2017);
• Understand National Risk Assessment (NRA) issued by Indonesia's Financial Intelligence Unit (PPATK) and Sectoral Risk Assessment (SRA) issued by Indonesia's Central Bank (BI);
• Understand Indonesia’s score in Mutual Evaluation Review (MER) performed by FATF-Style Regional Body, Asia Pacific Group on Money Laundering (APG), and United Nation Convention Against Corruption (UNCAC) Review performed by United Nations Office on Drugs and Crime (UNODC).