PT Hino Finance Indonesia ("HFI/Company") was established based on a joint venture agreement between Hino Motors Ltd., PT Indomobil Multi Jasa Tbk., and Summit Global Auto Management B.V. (part of Sumitomo Corporation) in accordance with the Deed of Establishment dated July 11, 2014. HFI is a captive financing company for commercial trucks, especially for the Hino brand, which is here to support the sales of Hino products in Indonesia through financing solutions such as, finance leases, sale and leaseback, and other products according to the company's articles of association, which are tailored to customer needs.

Hino Finance Indonesia

<ul>
	<li>Analyze all financial data for lease application proposal and check the validity &amp; accuracy of customers data (minimum 5 C's of Credit), including counting financial ratios</li>
	<li>Provide recommended terms and conditions for the lease application</li>
</ul>

Mathematics

Financial Analysis

Financial Statement Analysis

Microsoft / MS Excel

Credit Analyst Samarinda

PT Kresna Reksa Finance adalah perusahaan swasta yang bergerak di bidang lembaga pembiayaan konsumen (multifinance). Perusahaan ini berfokus pada penyediaan fasilitas pinjaman dana tunai dengan agunan (jaminan) BPKB kendaraan dan Serifikat Rumah

PT Kresna Reksa Finance

<ul>
	<li>Perencanaan kegiatan cabang untuk mencapai target yang ditetapkan.</li>
	<li>Monitoring terhadap aktivitas dan kinerja tim.</li>
	<li>Evaluasi fungsi dan produktivitas cabang secara berkala.</li>
	<li>Pengelolaan pencapaian target sales cabang.</li>
	<li>Pengembangan dan covering area pemasaran.</li>
	<li>Pengelolaan dan pemeliharaan hubungan dengan customer.</li>
</ul>

Sales and Marketing Knowledge

Brand Management

Competitor Analysis

Marketing Communications

Problem Solving

Communication Skills

Collaboration

BRANCH MARKETING MANAGER CAB.SAMARINDA 1

1. Akuisisi Nasabah

Mencari dan mendapatkan nasabah baru sesuai target perusahaan

Melakukan kegiatan marketing (canvassing, referensi, database, dll)

Menjalin relasi dengan pihak eksternal untuk memperluas jaringan

2. Analisa &amp; Survey Kredit

Melakukan survey kelayakan calon nasabah (data, usaha, jaminan)

Menganalisa kemampuan bayar calon nasabah

Memastikan data yang diberikan valid dan sesuai fakta di lapangan

3. Proses Pengajuan Pembiayaan

Membantu nasabah dalam proses pengajuan kredit

Melengkapi dan memastikan dokumen aplikasi sesuai ketentuan

Berkoordinasi dengan tim internal (credit analyst / admin)

4. Monitoring &amp; Maintenance Nasabah

Menjaga hubungan baik dengan nasabah (existing customer)

Melakukan follow up pembayaran agar tetap lancar

Mengedukasi nasabah terkait kewajiban pembayaran

5. Penagihan (Collection Ringan)

Melakukan reminder kepada nasabah yang mendekati jatuh tempo

Menangani keterlambatan pembayaran awal (soft collection)

6. Pencapaian Kinerja

Mencapai target yang telah ditentukan perusahaan

Membuat laporan aktivitas harian, mingguan, dan bulanan

7. Kepatuhan &amp; Prosedur

Menjalankan pekerjaan sesuai SOP dan kebijakan perusahaan

Menjaga integritas serta kerahasiaan data nasabah

Creative Thinking

Selling

ACCOUNT OFFICER CAB.SAMARINDA 1

BRANCH MARKETING MANAGER CAB.SAMARINDA 2

<ul>
	<li>Assist Account Officer in sales admin work and preparing disbursement to dealers.</li>
	<li>Monitoring accuracy of data input, process and accuracy of disbursement, collateral verification, and contract document</li>
	<li>Monitoring the application from start to Go Live and updates in master data and system</li>
	<li>Maintance Filling Document debtor and Dealer Document</li>
</ul>

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Credit Analyst Samarinda

BRANCH MARKETING MANAGER CAB.SAMARINDA 1

ACCOUNT OFFICER CAB.SAMARINDA 1

BRANCH MARKETING MANAGER CAB.SAMARINDA 2

Branch Sales Support Samarinda