Universal BPR is a community bank founded in 2003 by Kaman Siboro and Stephen Satyahadi - two individuals with more than 30 years of experience in banking sector. The bank is engaged in the provision of loan, saving and deposit to individuals and SMEs. For lending segment, the current ticket size is ranging from 100 million to 10 billion rupiah per customer.

Universal BPR group currently operates 13 branches located in 11 cities of Indonesia.

Universal BPR is registered and regulated by OJK (financial services authority) and is a member of LPS (deposit insurance)

MISSION STATEMENT
To become a bank that focuses on improving the quality of life of the community with integrity, respect and continuous improvement.

MOTTO
Fast, Safe, Caring

Bank Universal BPR

<ul>
	<li>Mencapai target penjualan produk pendanaan (seperti tabungan dan deposito berjangka).</li>
	<li>Menjaga hubungan baik dengan nasabah secara berkelanjutan.</li>
	<li>Meningkatkan pangsa pasar (market share) dan portofolio perusahaan.</li>
	<li>Memberikan layanan prima (service excellence) kepada nasabah.</li>
	<li>Akuisisi nasabah baru untuk memperluas basis konsumen.</li>
</ul>

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